Call reports 2014
MUTUAL SAVINGS BANK — 2014
What MUTUAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 38,149,000 | 38,956,000 | 38,078,000 | 37,558,000 |
| Total loans | 18,637,000 | 18,214,000 | 18,910,000 | 18,351,000 |
| Allowance for loan losses | 435,000 | 436,000 | 436,000 | 247,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 738,000 | 4,668,000 | 4,490,000 | 4,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,770,000 | 24,666,000 | 23,828,000 | 23,597,000 |
| Interest-bearing deposits | 21,689,000 | 22,428,000 | 21,488,000 | 21,426,000 |
| Noninterest-bearing deposits | 2,081,000 | 2,238,000 | 2,340,000 | 2,171,000 |
| Equity capital | 14,264,000 | 14,208,000 | 14,170,000 | 13,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 528,000 | 805,000 | 1,031,000 |
| Interest expense | 7,000 | 13,000 | 20,000 | 25,000 |
| Net interest income | 255,000 | 515,000 | 785,000 | 1,006,000 |
| Noninterest income | 134,000 | 158,000 | 180,000 | 199,000 |
| Noninterest expense | 357,000 | 697,000 | 1,027,000 | 1,372,000 |
| Provision for loan losses | 0 | 0 | 0 | 185,000 |
| Pretax income | 32,000 | -24,000 | -62,000 | -352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | -24,000 | -62,000 | -352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,997,000 | 13,942,000 | 13,907,000 | 13,614,000 |
| Total capital | 14,278,000 | 14,211,000 | 14,174,000 | 13,861,000 |
| Risk-weighted assets | 22,328,000 | 21,347,000 | 21,164,000 | 20,847,000 |