Call reports 2013
MUTUAL SAVINGS BANK — 2013
What MUTUAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 41,089,000 | 40,652,000 | 40,443,000 | 38,596,000 |
| Total loans | 20,050,000 | 19,400,000 | 19,277,000 | 18,569,000 |
| Allowance for loan losses | 455,000 | 433,000 | 433,000 | 434,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,240,000 | 941,000 | 828,000 | 808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,758,000 | 26,302,000 | 26,128,000 | 24,286,000 |
| Interest-bearing deposits | 24,221,000 | 24,114,000 | 23,674,000 | 22,386,000 |
| Noninterest-bearing deposits | 2,537,000 | 2,188,000 | 2,454,000 | 1,900,000 |
| Equity capital | 14,212,000 | 14,256,000 | 14,222,000 | 14,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 586,000 | 871,000 | 1,153,000 |
| Interest expense | 8,000 | 15,000 | 24,000 | 30,000 |
| Net interest income | 290,000 | 571,000 | 847,000 | 1,123,000 |
| Noninterest income | 38,000 | 147,000 | 181,000 | 270,000 |
| Noninterest expense | 357,000 | 702,000 | 1,047,000 | 1,402,000 |
| Provision for loan losses | 53,000 | 53,000 | 53,000 | 53,000 |
| Pretax income | -82,000 | -37,000 | -72,000 | -62,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -82,000 | -37,000 | -72,000 | -62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,937,000 | 13,984,000 | 13,951,000 | 13,960,000 |
| Total capital | 14,223,000 | 14,255,000 | 14,221,000 | 14,244,000 |
| Risk-weighted assets | 23,515,000 | 23,533,000 | 23,334,000 | 22,538,000 |