Call reports 2012
MUTUAL SAVINGS BANK — 2012
What MUTUAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,905,000 | 42,993,000 | 42,659,000 | 41,199,000 |
| Total loans | 23,502,000 | 23,576,000 | 22,900,000 | 22,138,000 |
| Allowance for loan losses | 471,000 | 471,000 | 456,000 | 456,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,606,000 | 1,507,000 | 1,472,000 | 1,272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,547,000 | 28,631,000 | 28,280,000 | 26,819,000 |
| Interest-bearing deposits | 26,374,000 | 26,031,000 | 25,560,000 | 24,649,000 |
| Noninterest-bearing deposits | 2,173,000 | 2,600,000 | 2,720,000 | 2,170,000 |
| Equity capital | 14,253,000 | 14,284,000 | 14,298,000 | 14,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 712,000 | 1,049,000 | 1,375,000 |
| Interest expense | 16,000 | 27,000 | 37,000 | 46,000 |
| Net interest income | 343,000 | 685,000 | 1,012,000 | 1,329,000 |
| Noninterest income | 28,000 | 74,000 | 110,000 | 145,000 |
| Noninterest expense | 382,000 | 737,000 | 1,088,000 | 1,446,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -11,000 | 22,000 | 34,000 | 28,000 |
| Income tax | -18,000 | -17,000 | -18,000 | -18,000 |
| Net income | 7,000 | 39,000 | 52,000 | 46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,971,000 | 13,991,000 | 14,024,000 | 14,013,000 |
| Total capital | 13,971,000 | 13,991,000 | 14,024,000 | 14,013,000 |
| Risk-weighted assets | 26,503,000 | 26,048,000 | 25,157,000 | 25,821,000 |