Call reports 2023
FIRST STATE BANK OF CANDO — 2023
What FIRST STATE BANK OF CANDO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 79,266,000 | 72,344,000 | 69,994,000 | 72,868,000 |
| Total loans | 24,376,000 | 26,705,000 | 27,040,000 | 27,482,000 |
| Allowance for loan losses | 326,000 | 329,000 | 347,000 | 347,000 |
| Securities available for sale | 40,224,000 | 39,392,000 | 36,983,000 | 39,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,070,000 | 67,505,000 | 64,051,000 | 63,034,000 |
| Interest-bearing deposits | 49,700,000 | 42,135,000 | 46,545,000 | 44,383,000 |
| Noninterest-bearing deposits | 25,370,000 | 25,370,000 | 17,506,000 | 18,651,000 |
| Equity capital | 4,052,000 | 3,581,000 | 2,065,000 | 4,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,339,000 | 2,033,000 | 2,761,000 |
| Interest expense | 94,000 | 253,000 | 473,000 | 781,000 |
| Net interest income | 551,000 | 1,086,000 | 1,560,000 | 1,980,000 |
| Noninterest income | 33,000 | 63,000 | 96,000 | 130,000 |
| Noninterest expense | 403,000 | 824,000 | 1,236,000 | 1,639,000 |
| Provision for loan losses | 1,000 | 3,000 | -72,000 | -72,000 |
| Pretax income | 188,000 | 350,000 | 524,000 | 589,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 188,000 | 350,000 | 524,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,264,000 | 7,425,000 | 7,525,000 | 7,590,000 |
| Total capital | 7,590,000 | 7,754,000 | 7,872,000 | 7,937,000 |
| Risk-weighted assets | 37,494,000 | 39,047,000 | 38,016,000 | 39,723,000 |