Call reports 2021
FIRST STATE BANK OF CANDO — 2021
What FIRST STATE BANK OF CANDO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 79,709,000 | 75,252,000 | 74,897,000 | 74,376,000 |
| Total loans | 28,496,000 | 30,130,000 | 27,043,000 | 26,589,000 |
| Allowance for loan losses | 213,000 | 222,000 | 223,000 | 232,000 |
| Securities available for sale | 33,499,000 | 35,699,000 | 35,581,000 | 35,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,116,000 | 67,710,000 | 67,290,000 | 66,609,000 |
| Interest-bearing deposits | 52,049,000 | 51,004,000 | 48,548,000 | 48,947,000 |
| Noninterest-bearing deposits | 20,067,000 | 16,706,000 | 18,742,000 | 17,662,000 |
| Equity capital | 7,452,000 | 7,462,000 | 7,512,000 | 7,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,092,000 | 1,568,000 | 2,026,000 |
| Interest expense | 59,000 | 110,000 | 158,000 | 204,000 |
| Net interest income | 467,000 | 982,000 | 1,410,000 | 1,822,000 |
| Noninterest income | 40,000 | 81,000 | 123,000 | 230,000 |
| Noninterest expense | 380,000 | 791,000 | 1,195,000 | 1,411,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 128,000 | 264,000 | 325,000 | 638,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 128,000 | 264,000 | 325,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,772,000 | 6,708,000 | 6,769,000 | 7,082,000 |
| Total capital | 6,985,000 | 6,930,000 | 6,992,000 | 7,314,000 |
| Risk-weighted assets | 36,154,000 | 37,659,000 | 36,119,000 | 36,823,000 |