Call reports 2018
FIRST STATE BANK OF CANDO — 2018
What FIRST STATE BANK OF CANDO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 55,511,000 | 57,820,000 | 58,417,000 | 60,380,000 |
| Total loans | 30,671,000 | 33,885,000 | 35,664,000 | 36,494,000 |
| Allowance for loan losses | 263,000 | 272,000 | 281,000 | 197,000 |
| Securities available for sale | 21,820,000 | 20,884,000 | 20,201,000 | 19,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,973,000 | 51,167,000 | 49,290,000 | 52,973,000 |
| Interest-bearing deposits | 39,372,000 | 39,196,000 | 38,130,000 | 38,098,000 |
| Noninterest-bearing deposits | 10,601,000 | 11,971,000 | 11,160,000 | 14,875,000 |
| Equity capital | 5,277,000 | 5,376,000 | 5,308,000 | 5,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 517,000 | 1,073,000 | 1,677,000 | 2,279,000 |
| Interest expense | 53,000 | 112,000 | 191,000 | 274,000 |
| Net interest income | 464,000 | 961,000 | 1,486,000 | 2,005,000 |
| Noninterest income | 40,000 | 82,000 | 120,000 | 160,000 |
| Noninterest expense | 409,000 | 805,000 | 1,205,000 | 1,618,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 43,000 |
| Pretax income | 86,000 | 220,000 | 374,000 | 505,000 |
| Income tax | 4,000 | 10,000 | 16,000 | 22,000 |
| Net income | 82,000 | 210,000 | 358,000 | 483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,523,000 | 5,651,000 | 5,699,000 | 5,699,000 |
| Total capital | 5,793,000 | 5,930,000 | 5,986,000 | 5,901,000 |
| Risk-weighted assets | 36,170,000 | 38,478,000 | 39,848,000 | 40,418,000 |