Call reports 2017
FIRST STATE BANK OF CANDO — 2017
What FIRST STATE BANK OF CANDO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 58,188,000 | 59,318,000 | 58,349,000 | 56,171,000 |
| Total loans | 29,906,000 | 31,173,000 | 32,127,000 | 31,136,000 |
| Allowance for loan losses | 220,000 | 232,000 | 245,000 | 254,000 |
| Securities available for sale | 23,687,000 | 23,553,000 | 23,169,000 | 22,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,223,000 | 52,492,000 | 48,513,000 | 48,356,000 |
| Interest-bearing deposits | 40,552,000 | 39,826,000 | 37,391,000 | 37,138,000 |
| Noninterest-bearing deposits | 11,671,000 | 12,666,000 | 11,122,000 | 11,218,000 |
| Equity capital | 5,531,000 | 5,874,000 | 5,868,000 | 5,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 997,000 | 1,528,000 | 2,048,000 |
| Interest expense | 50,000 | 99,000 | 153,000 | 209,000 |
| Net interest income | 439,000 | 898,000 | 1,375,000 | 1,839,000 |
| Noninterest income | 37,000 | 78,000 | 118,000 | 172,000 |
| Noninterest expense | 387,000 | 773,000 | 1,162,000 | 1,576,000 |
| Provision for loan losses | 9,000 | 12,000 | 18,000 | 27,000 |
| Pretax income | 80,000 | 213,000 | 335,000 | 430,000 |
| Income tax | 3,000 | 9,000 | 14,000 | 19,000 |
| Net income | 77,000 | 204,000 | 321,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,507,000 | 5,634,000 | 5,651,000 | 5,441,000 |
| Total capital | 5,731,000 | 5,871,000 | 5,902,000 | 5,701,000 |
| Risk-weighted assets | 35,456,000 | 35,907,000 | 36,765,000 | 36,376,000 |