Call reports 2009
CARTER COUNTY BANK — 2009
What CARTER COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 284,906,000 | 287,537,000 | 285,776,000 | 286,812,000 |
| Total loans | 225,849,000 | 224,001,000 | 225,176,000 | 219,525,000 |
| Allowance for loan losses | 2,775,000 | 3,083,000 | 3,045,000 | 3,006,000 |
| Securities available for sale | 37,513,000 | 34,734,000 | 38,644,000 | 39,506,000 |
| Securities held to maturity | 729,000 | 729,000 | 729,000 | 1,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,638,000 | 227,036,000 | 226,002,000 | 230,060,000 |
| Interest-bearing deposits | 186,200,000 | 195,304,000 | 196,487,000 | 197,992,000 |
| Noninterest-bearing deposits | 30,438,000 | 31,732,000 | 29,515,000 | 32,068,000 |
| Equity capital | 22,368,000 | 22,124,000 | 23,169,000 | 23,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,821,000 | 7,540,000 | 11,274,000 | 14,951,000 |
| Interest expense | 1,216,000 | 2,428,000 | 3,637,000 | 4,792,000 |
| Net interest income | 2,605,000 | 5,112,000 | 7,637,000 | 10,159,000 |
| Noninterest income | 583,000 | 1,205,000 | 1,901,000 | 2,529,000 |
| Noninterest expense | 1,981,000 | 4,194,000 | 6,402,000 | 8,279,000 |
| Provision for loan losses | 315,000 | 630,000 | 971,000 | 1,586,000 |
| Pretax income | 892,000 | 1,453,000 | 2,125,000 | 2,783,000 |
| Income tax | 54,000 | 77,000 | 112,000 | 146,000 |
| Net income | 838,000 | 1,376,000 | 2,013,000 | 2,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,400,000 | 22,287,000 | 22,558,000 | 22,864,000 |
| Total capital | 25,182,000 | 25,071,000 | 25,295,000 | 25,548,000 |
| Risk-weighted assets | 222,547,000 | 222,396,000 | 218,795,000 | 214,367,000 |
Machine access — free, no API key
Every figure shown here about CARTER COUNTY BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.