Call reports 2008
CARTER COUNTY BANK — 2008
What CARTER COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 273,014,000 | 272,974,000 | 276,103,000 | 283,900,000 |
| Total loans | 213,452,000 | 217,763,000 | 224,014,000 | 230,128,000 |
| Allowance for loan losses | 2,017,000 | 2,161,000 | 2,337,000 | 2,586,000 |
| Securities available for sale | 31,076,000 | 38,954,000 | 36,661,000 | 37,526,000 |
| Securities held to maturity | 833,000 | 833,000 | 833,000 | 729,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,153,000 | 212,465,000 | 211,870,000 | 213,477,000 |
| Interest-bearing deposits | 184,905,000 | 177,969,000 | 180,520,000 | 182,273,000 |
| Noninterest-bearing deposits | 34,248,000 | 34,496,000 | 31,350,000 | 31,204,000 |
| Equity capital | 21,753,000 | 21,177,000 | 21,852,000 | 23,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,193,000 | 8,193,000 | 12,344,000 | 16,355,000 |
| Interest expense | 1,721,000 | 3,249,000 | 4,685,000 | 6,089,000 |
| Net interest income | 2,472,000 | 4,944,000 | 7,659,000 | 10,266,000 |
| Noninterest income | 684,000 | 1,376,000 | 2,079,000 | 2,754,000 |
| Noninterest expense | 1,888,000 | 3,779,000 | 5,752,000 | 7,444,000 |
| Provision for loan losses | 165,000 | 330,000 | 545,000 | 1,060,000 |
| Pretax income | 1,103,000 | 2,211,000 | 3,441,000 | 4,516,000 |
| Income tax | 59,000 | 118,000 | 184,000 | 242,000 |
| Net income | 1,044,000 | 2,093,000 | 3,257,000 | 4,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,322,000 | 21,575,000 | 21,944,000 | 22,246,000 |
| Total capital | 23,377,000 | 23,774,000 | 24,319,000 | 24,870,000 |
| Risk-weighted assets | 210,379,000 | 216,550,000 | 218,339,000 | 222,889,000 |
Machine access — free, no API key
Every figure shown here about CARTER COUNTY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.