Call reports 2007
CARTER COUNTY BANK — 2007
What CARTER COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 245,769,000 | 250,654,000 | 263,262,000 | 267,713,000 |
| Total loans | 192,704,000 | 200,397,000 | 209,344,000 | 209,713,000 |
| Allowance for loan losses | 2,383,000 | 2,439,000 | 2,544,000 | 1,880,000 |
| Securities available for sale | 32,646,000 | 33,708,000 | 34,890,000 | 37,871,000 |
| Securities held to maturity | 938,000 | 938,000 | 938,000 | 833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,991,000 | 216,409,000 | 213,436,000 | 217,088,000 |
| Interest-bearing deposits | 181,192,000 | 180,952,000 | 180,684,000 | 183,569,000 |
| Noninterest-bearing deposits | 31,799,000 | 35,457,000 | 32,752,000 | 33,519,000 |
| Equity capital | 19,924,000 | 20,137,000 | 20,772,000 | 21,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,033,000 | 8,194,000 | 12,548,000 | 16,901,000 |
| Interest expense | 1,653,000 | 3,406,000 | 5,286,000 | 7,128,000 |
| Net interest income | 2,380,000 | 4,788,000 | 7,262,000 | 9,773,000 |
| Noninterest income | 688,000 | 1,444,000 | 2,113,000 | 2,830,000 |
| Noninterest expense | 1,861,000 | 3,687,000 | 5,530,000 | 7,082,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 885,000 |
| Pretax income | 1,072,000 | 2,275,000 | 3,440,000 | 4,636,000 |
| Income tax | 63,000 | 122,000 | 184,000 | 248,000 |
| Net income | 1,009,000 | 2,153,000 | 3,256,000 | 4,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,158,000 | 20,506,000 | 20,815,000 | 21,073,000 |
| Total capital | 22,551,000 | 22,979,000 | 23,397,000 | 22,991,000 |
| Risk-weighted assets | 191,441,000 | 197,744,000 | 206,719,000 | 213,822,000 |
Machine access — free, no API key
Every figure shown here about CARTER COUNTY BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.