Call reports 2005
CARTER COUNTY BANK — 2005
What CARTER COUNTY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 206,248,000 | 204,634,000 | 210,564,000 | 214,663,000 |
| Total loans | 159,578,000 | 159,741,000 | 160,191,000 | 160,887,000 |
| Allowance for loan losses | 1,776,000 | 1,878,000 | 1,997,000 | 1,977,000 |
| Securities available for sale | 27,742,000 | 27,621,000 | 26,810,000 | 26,534,000 |
| Securities held to maturity | 1,942,000 | 1,863,000 | 1,863,000 | 1,758,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,803,000 | 179,776,000 | 187,637,000 | 193,624,000 |
| Interest-bearing deposits | 155,337,000 | 151,071,000 | 158,390,000 | 164,090,000 |
| Noninterest-bearing deposits | 27,466,000 | 28,705,000 | 29,247,000 | 29,534,000 |
| Equity capital | 17,405,000 | 18,454,000 | 18,508,000 | 18,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,938,000 | 5,902,000 | 8,984,000 | 12,239,000 |
| Interest expense | 761,000 | 1,584,000 | 2,510,000 | 3,554,000 |
| Net interest income | 2,177,000 | 4,318,000 | 6,474,000 | 8,685,000 |
| Noninterest income | 640,000 | 1,317,000 | 1,967,000 | 2,620,000 |
| Noninterest expense | 1,640,000 | 3,348,000 | 5,005,000 | 6,705,000 |
| Provision for loan losses | 128,000 | 255,000 | 353,000 | 438,000 |
| Pretax income | 1,049,000 | 2,032,000 | 3,083,000 | 4,162,000 |
| Income tax | 73,000 | 140,000 | 205,000 | 273,000 |
| Net income | 976,000 | 1,892,000 | 2,878,000 | 3,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,740,000 | 18,656,000 | 18,768,000 | 18,983,000 |
| Total capital | 19,535,000 | 20,540,000 | 20,616,000 | 20,921,000 |
| Risk-weighted assets | 149,626,000 | 150,700,000 | 147,694,000 | 154,951,000 |
Machine access — free, no API key
Every figure shown here about CARTER COUNTY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.