Call reports 2004
CARTER COUNTY BANK — 2004
What CARTER COUNTY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 187,582,000 | 193,580,000 | 206,273,000 | 202,879,000 |
| Total loans | 144,603,000 | 152,675,000 | 160,503,000 | 159,572,000 |
| Allowance for loan losses | 1,731,000 | 1,611,000 | 1,679,000 | 1,702,000 |
| Securities available for sale | 24,512,000 | 23,683,000 | 27,767,000 | 27,401,000 |
| Securities held to maturity | 1,485,000 | 2,405,000 | 2,405,000 | 2,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,116,000 | 164,996,000 | 173,030,000 | 181,505,000 |
| Interest-bearing deposits | 144,897,000 | 141,313,000 | 148,525,000 | 154,600,000 |
| Noninterest-bearing deposits | 21,219,000 | 23,683,000 | 24,505,000 | 26,905,000 |
| Equity capital | 17,114,000 | 16,877,000 | 17,439,000 | 17,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,471,000 | 5,037,000 | 7,800,000 | 10,649,000 |
| Interest expense | 527,000 | 1,066,000 | 1,690,000 | 2,399,000 |
| Net interest income | 1,944,000 | 3,971,000 | 6,110,000 | 8,250,000 |
| Noninterest income | 474,000 | 1,026,000 | 1,650,000 | 2,245,000 |
| Noninterest expense | 1,465,000 | 3,062,000 | 4,761,000 | 6,407,000 |
| Provision for loan losses | 60,000 | 140,000 | 262,000 | 382,000 |
| Pretax income | 893,000 | 1,795,000 | 2,737,000 | 3,706,000 |
| Income tax | 49,000 | 98,000 | 148,000 | 201,000 |
| Net income | 844,000 | 1,697,000 | 2,589,000 | 3,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,904,000 | 17,082,000 | 17,292,000 | 17,495,000 |
| Total capital | 18,612,000 | 18,714,000 | 18,992,000 | 19,216,000 |
| Risk-weighted assets | 136,583,000 | 145,439,000 | 154,010,000 | 150,966,000 |
Machine access — free, no API key
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