Call reports 2025
LEGENDS BANK — 2025
What LEGENDS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 871,298,000 | 883,213,000 | 921,724,000 | 899,140,000 |
| Total loans | 598,187,000 | 628,894,000 | 650,335,000 | 658,117,000 |
| Allowance for loan losses | 5,543,000 | 5,657,000 | 6,054,000 | 6,681,000 |
| Securities available for sale | 131,365,000 | 130,778,000 | 127,488,000 | 128,280,000 |
| Securities held to maturity | 58,568,000 | 58,110,000 | 57,695,000 | 57,313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 772,998,000 | 773,763,000 | 819,019,000 | 795,274,000 |
| Interest-bearing deposits | 613,975,000 | 612,595,000 | 643,683,000 | 624,478,000 |
| Noninterest-bearing deposits | 159,023,000 | 161,168,000 | 175,336,000 | 170,796,000 |
| Equity capital | 82,500,000 | 80,944,000 | 85,427,000 | 88,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,654,000 | 23,917,000 | 36,819,000 | 49,874,000 |
| Interest expense | 4,378,000 | 9,005,000 | 13,803,000 | 18,352,000 |
| Net interest income | 7,276,000 | 14,912,000 | 23,016,000 | 31,522,000 |
| Noninterest income | 1,264,000 | 2,878,000 | 4,608,000 | 5,929,000 |
| Noninterest expense | 6,004,000 | 12,348,000 | 19,046,000 | 25,660,000 |
| Provision for loan losses | 25,000 | 225,000 | 630,000 | 1,260,000 |
| Pretax income | 2,511,000 | 5,217,000 | 7,923,000 | 10,506,000 |
| Income tax | 501,000 | 921,000 | 1,321,000 | 1,816,000 |
| Net income | 2,010,000 | 4,296,000 | 6,602,000 | 8,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,420,000 | 88,706,000 | 91,011,000 | 93,100,000 |
| Total capital | 95,588,000 | 94,988,000 | 97,715,000 | 100,431,000 |
| Risk-weighted assets | 707,491,000 | 736,882,000 | 749,909,000 | 761,380,000 |