Call reports 2024
LEGENDS BANK — 2024
What LEGENDS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 851,384,000 | 843,477,000 | 853,110,000 | 850,824,000 |
| Total loans | 569,519,000 | 566,453,000 | 579,437,000 | 590,701,000 |
| Allowance for loan losses | 5,036,000 | 5,053,000 | 5,047,000 | 5,561,000 |
| Securities available for sale | 134,906,000 | 135,084,000 | 135,438,000 | 131,361,000 |
| Securities held to maturity | 75,312,000 | 69,938,000 | 64,310,000 | 63,898,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 755,927,000 | 745,479,000 | 749,996,000 | 749,023,000 |
| Interest-bearing deposits | 602,589,000 | 551,985,000 | 592,828,000 | 587,215,000 |
| Noninterest-bearing deposits | 153,338,000 | 193,494,000 | 157,168,000 | 161,808,000 |
| Equity capital | 74,094,000 | 76,243,000 | 80,526,000 | 79,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,277,000 | 22,873,000 | 34,637,000 | 46,396,000 |
| Interest expense | 4,783,000 | 9,523,000 | 14,349,000 | 18,864,000 |
| Net interest income | 6,494,000 | 13,350,000 | 20,288,000 | 27,532,000 |
| Noninterest income | 1,390,000 | 2,881,000 | 4,419,000 | 5,713,000 |
| Noninterest expense | 5,518,000 | 11,449,000 | 17,569,000 | 23,242,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 590,000 |
| Pretax income | 2,321,000 | 4,717,000 | 7,073,000 | 9,243,000 |
| Income tax | 443,000 | 885,000 | 1,308,000 | 1,686,000 |
| Net income | 1,878,000 | 3,832,000 | 5,765,000 | 7,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,732,000 | 83,686,000 | 85,617,000 | 87,410,000 |
| Total capital | 87,268,000 | 89,239,000 | 91,164,000 | 93,596,000 |
| Risk-weighted assets | 663,097,000 | 666,706,000 | 678,779,000 | 692,160,000 |