Call reports 2023
LEGENDS BANK — 2023
What LEGENDS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 841,234,000 | 846,343,000 | 834,279,000 | 853,635,000 |
| Total loans | 551,813,000 | 560,392,000 | 558,596,000 | 563,231,000 |
| Allowance for loan losses | 4,877,000 | 4,873,000 | 4,905,000 | 5,030,000 |
| Securities available for sale | 115,504,000 | 136,972,000 | 132,166,000 | 136,636,000 |
| Securities held to maturity | 81,708,000 | 81,261,000 | 75,915,000 | 75,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 761,638,000 | 756,945,000 | 725,673,000 | 760,995,000 |
| Interest-bearing deposits | 589,753,000 | 586,507,000 | 558,324,000 | 595,651,000 |
| Noninterest-bearing deposits | 171,885,000 | 170,438,000 | 167,349,000 | 165,344,000 |
| Equity capital | 68,096,000 | 68,127,000 | 66,969,000 | 73,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,813,000 | 20,284,000 | 31,088,000 | 42,220,000 |
| Interest expense | 3,429,000 | 7,507,000 | 11,928,000 | 16,507,000 |
| Net interest income | 6,384,000 | 12,777,000 | 19,160,000 | 25,713,000 |
| Noninterest income | 915,000 | 1,930,000 | 2,875,000 | 3,914,000 |
| Noninterest expense | 5,108,000 | 10,457,000 | 15,664,000 | 20,609,000 |
| Provision for loan losses | 40,000 | 65,000 | 100,000 | 230,000 |
| Pretax income | 2,221,000 | 4,230,000 | 6,316,000 | 8,833,000 |
| Income tax | 438,000 | 797,000 | 1,160,000 | 1,671,000 |
| Net income | 1,783,000 | 3,433,000 | 5,156,000 | 7,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,474,000 | 76,124,000 | 77,847,000 | 79,853,000 |
| Total capital | 79,781,000 | 81,452,000 | 83,207,000 | 85,338,000 |
| Risk-weighted assets | 649,179,000 | 656,885,000 | 657,016,000 | 658,664,000 |