Call reports 2022
LEGENDS BANK — 2022
What LEGENDS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 752,614,000 | 829,056,000 | 811,950,000 | 826,846,000 |
| Total loans | 471,017,000 | 497,448,000 | 527,073,000 | 541,855,000 |
| Allowance for loan losses | 6,235,000 | 6,254,000 | 6,216,000 | 5,408,000 |
| Securities available for sale | 107,322,000 | 107,560,000 | 112,183,000 | 112,177,000 |
| Securities held to maturity | 71,240,000 | 77,955,000 | 79,640,000 | 81,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 679,790,000 | 755,564,000 | 739,372,000 | 749,509,000 |
| Interest-bearing deposits | 512,142,000 | 588,187,000 | 568,379,000 | 579,643,000 |
| Noninterest-bearing deposits | 167,648,000 | 167,377,000 | 170,993,000 | 169,866,000 |
| Equity capital | 61,292,000 | 61,974,000 | 61,658,000 | 64,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,466,000 | 13,825,000 | 22,209,000 | 31,737,000 |
| Interest expense | 706,000 | 1,562,000 | 3,095,000 | 5,719,000 |
| Net interest income | 5,760,000 | 12,263,000 | 19,114,000 | 26,018,000 |
| Noninterest income | 1,878,000 | 2,942,000 | 3,858,000 | 4,573,000 |
| Noninterest expense | 4,685,000 | 10,014,000 | 14,954,000 | 19,800,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | -745,000 |
| Pretax income | 2,923,000 | 5,161,000 | 7,988,000 | 10,589,000 |
| Income tax | 645,000 | 1,080,000 | 1,670,000 | 2,274,000 |
| Net income | 2,278,000 | 4,081,000 | 6,318,000 | 8,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,154,000 | 68,457,000 | 70,694,000 | 72,691,000 |
| Total capital | 70,389,000 | 74,711,000 | 76,910,000 | 78,099,000 |
| Risk-weighted assets | 558,461,000 | 588,862,000 | 627,267,000 | 642,143,000 |