Call reports 2021
LEGENDS BANK — 2021
What LEGENDS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 628,287,000 | 660,584,000 | 713,993,000 | 756,446,000 |
| Total loans | 430,205,000 | 445,718,000 | 440,212,000 | 441,173,000 |
| Allowance for loan losses | 6,370,000 | 6,330,000 | 6,203,000 | 6,162,000 |
| Securities available for sale | 104,203,000 | 116,813,000 | 134,757,000 | 149,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 558,145,000 | 589,893,000 | 640,872,000 | 682,377,000 |
| Interest-bearing deposits | 425,087,000 | 445,858,000 | 476,888,000 | 521,799,000 |
| Noninterest-bearing deposits | 133,058,000 | 144,035,000 | 163,984,000 | 160,578,000 |
| Equity capital | 56,992,000 | 59,050,000 | 61,161,000 | 62,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,196,000 | 12,439,000 | 19,011,000 | 25,615,000 |
| Interest expense | 707,000 | 1,394,000 | 2,095,000 | 2,803,000 |
| Net interest income | 5,489,000 | 11,045,000 | 16,916,000 | 22,812,000 |
| Noninterest income | 2,447,000 | 4,363,000 | 6,199,000 | 8,284,000 |
| Noninterest expense | 4,556,000 | 9,295,000 | 14,076,000 | 19,327,000 |
| Provision for loan losses | 250,000 | 250,000 | 250,000 | 260,000 |
| Pretax income | 3,146,000 | 5,880,000 | 8,806,000 | 11,526,000 |
| Income tax | 730,000 | 1,295,000 | 1,920,000 | 2,554,000 |
| Net income | 2,416,000 | 4,585,000 | 6,886,000 | 8,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,071,000 | 57,490,000 | 59,790,000 | 61,876,000 |
| Total capital | 61,775,000 | 63,518,000 | 65,993,000 | 68,038,000 |
| Risk-weighted assets | 455,681,000 | 481,969,000 | 509,491,000 | 523,703,000 |