Call reports 2019
LEGENDS BANK — 2019
What LEGENDS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 491,841,000 | 498,418,000 | 506,219,000 | 495,586,000 |
| Total loans | 377,674,000 | 383,015,000 | 388,841,000 | 381,730,000 |
| Allowance for loan losses | 4,042,000 | 4,136,000 | 3,906,000 | 4,039,000 |
| Securities available for sale | 82,383,000 | 82,624,000 | 83,796,000 | 82,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,726,000 | 430,420,000 | 428,967,000 | 421,311,000 |
| Interest-bearing deposits | 337,193,000 | 345,712,000 | 341,652,000 | 330,061,000 |
| Noninterest-bearing deposits | 83,533,000 | 84,708,000 | 87,315,000 | 91,250,000 |
| Equity capital | 47,824,000 | 48,534,000 | 50,554,000 | 51,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,932,000 | 11,783,000 | 17,852,000 | 23,706,000 |
| Interest expense | 1,494,000 | 2,985,000 | 4,415,000 | 5,674,000 |
| Net interest income | 4,438,000 | 8,798,000 | 13,437,000 | 18,032,000 |
| Noninterest income | 684,000 | 1,605,000 | 2,763,000 | 3,747,000 |
| Noninterest expense | 3,508,000 | 7,007,000 | 10,770,000 | 14,331,000 |
| Provision for loan losses | 85,000 | 185,000 | 195,000 | 345,000 |
| Pretax income | 1,529,000 | 3,269,000 | 5,296,000 | 7,137,000 |
| Income tax | 360,000 | 735,000 | 1,190,000 | 1,627,000 |
| Net income | 1,169,000 | 2,534,000 | 4,106,000 | 5,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,474,000 | 48,089,000 | 49,660,000 | 50,565,000 |
| Total capital | 52,516,000 | 52,225,000 | 53,566,000 | 54,604,000 |
| Risk-weighted assets | 404,040,000 | 407,669,000 | 414,302,000 | 411,713,000 |