Call reports 2018
LEGENDS BANK — 2018
What LEGENDS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 464,420,000 | 472,798,000 | 481,989,000 | 491,989,000 |
| Total loans | 343,663,000 | 359,270,000 | 363,692,000 | 383,323,000 |
| Allowance for loan losses | 3,455,000 | 3,530,000 | 3,620,000 | 3,967,000 |
| Securities available for sale | 80,526,000 | 82,261,000 | 79,258,000 | 80,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,057,000 | 406,183,000 | 424,606,000 | 409,183,000 |
| Interest-bearing deposits | 345,025,000 | 327,227,000 | 349,415,000 | 334,633,000 |
| Noninterest-bearing deposits | 66,032,000 | 78,956,000 | 75,191,000 | 74,550,000 |
| Equity capital | 44,006,000 | 43,931,000 | 44,460,000 | 45,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,009,000 | 10,300,000 | 15,854,000 | 21,636,000 |
| Interest expense | 823,000 | 1,770,000 | 2,937,000 | 4,266,000 |
| Net interest income | 4,186,000 | 8,530,000 | 12,917,000 | 17,370,000 |
| Noninterest income | 799,000 | 1,691,000 | 2,535,000 | 3,336,000 |
| Noninterest expense | 3,410,000 | 6,896,000 | 10,503,000 | 14,030,000 |
| Provision for loan losses | 75,000 | 150,000 | 240,000 | 640,000 |
| Pretax income | 1,506,000 | 3,178,000 | 4,696,000 | 6,023,000 |
| Income tax | 340,000 | 715,000 | 1,040,000 | 1,337,000 |
| Net income | 1,166,000 | 2,463,000 | 3,656,000 | 4,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,535,000 | 45,582,000 | 46,775,000 | 47,305,000 |
| Total capital | 48,990,000 | 49,112,000 | 50,395,000 | 51,272,000 |
| Risk-weighted assets | 390,853,000 | 400,018,000 | 399,858,000 | 413,363,000 |