Call reports 2017
LEGENDS BANK — 2017
What LEGENDS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 440,500,000 | 451,070,000 | 449,033,000 | 460,121,000 |
| Total loans | 309,926,000 | 325,845,000 | 329,916,000 | 341,959,000 |
| Allowance for loan losses | 3,226,000 | 3,294,000 | 3,395,000 | 3,434,000 |
| Securities available for sale | 77,368,000 | 81,787,000 | 83,142,000 | 81,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,758,000 | 397,496,000 | 389,703,000 | 393,840,000 |
| Interest-bearing deposits | 322,806,000 | 332,626,000 | 320,405,000 | 324,921,000 |
| Noninterest-bearing deposits | 63,952,000 | 64,870,000 | 69,298,000 | 68,919,000 |
| Equity capital | 42,847,000 | 42,645,000 | 43,751,000 | 44,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,411,000 | 9,035,000 | 13,947,000 | 18,807,000 |
| Interest expense | 603,000 | 1,245,000 | 1,970,000 | 2,722,000 |
| Net interest income | 3,808,000 | 7,790,000 | 11,977,000 | 16,085,000 |
| Noninterest income | 560,000 | 1,090,000 | 2,181,000 | 2,819,000 |
| Noninterest expense | 3,065,000 | 6,237,000 | 9,538,000 | 12,781,000 |
| Provision for loan losses | 65,000 | 120,000 | 225,000 | 255,000 |
| Pretax income | 1,207,000 | 2,475,000 | 4,222,000 | 4,887,000 |
| Income tax | 375,000 | 755,000 | 1,320,000 | 1,852,000 |
| Net income | 832,000 | 1,720,000 | 2,902,000 | 3,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,666,000 | 43,054,000 | 44,236,000 | 44,368,000 |
| Total capital | 46,892,000 | 46,348,000 | 47,631,000 | 47,802,000 |
| Risk-weighted assets | 363,386,000 | 375,811,000 | 377,308,000 | 386,521,000 |