Call reports 2016
LEGENDS BANK — 2016
What LEGENDS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 400,535,000 | 405,042,000 | 408,488,000 | 415,703,000 |
| Total loans | 289,955,000 | 292,662,000 | 295,783,000 | 303,041,000 |
| Allowance for loan losses | 3,482,000 | 3,483,000 | 3,413,000 | 3,162,000 |
| Securities available for sale | 75,196,000 | 72,142,000 | 75,671,000 | 76,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,823,000 | 353,529,000 | 354,940,000 | 352,186,000 |
| Interest-bearing deposits | 297,516,000 | 295,409,000 | 295,801,000 | 290,575,000 |
| Noninterest-bearing deposits | 52,307,000 | 58,120,000 | 59,139,000 | 61,611,000 |
| Equity capital | 40,640,000 | 41,135,000 | 41,989,000 | 41,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,248,000 | 8,489,000 | 12,783,000 | 17,091,000 |
| Interest expense | 595,000 | 1,172,000 | 1,755,000 | 2,323,000 |
| Net interest income | 3,653,000 | 7,317,000 | 11,028,000 | 14,768,000 |
| Noninterest income | 498,000 | 986,000 | 1,507,000 | 1,999,000 |
| Noninterest expense | 3,006,000 | 5,999,000 | 8,946,000 | 11,749,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | -190,000 |
| Pretax income | 1,081,000 | 2,215,000 | 3,403,000 | 4,751,000 |
| Income tax | 255,000 | 565,000 | 900,000 | 1,422,000 |
| Net income | 826,000 | 1,650,000 | 2,503,000 | 3,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,331,000 | 41,155,000 | 42,008,000 | 42,834,000 |
| Total capital | 44,813,000 | 44,638,000 | 45,421,000 | 45,996,000 |
| Risk-weighted assets | 324,859,000 | 331,000,000 | 334,968,000 | 354,819,000 |