Call reports 2015
LEGENDS BANK — 2015
What LEGENDS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 403,189,000 | 396,520,000 | 402,640,000 | 406,713,000 |
| Total loans | 257,232,000 | 264,617,000 | 272,635,000 | 284,733,000 |
| Allowance for loan losses | 3,059,000 | 3,061,000 | 3,060,000 | 3,417,000 |
| Securities available for sale | 92,270,000 | 91,531,000 | 84,435,000 | 85,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,944,000 | 336,208,000 | 335,178,000 | 350,182,000 |
| Interest-bearing deposits | 287,972,000 | 279,652,000 | 273,598,000 | 300,674,000 |
| Noninterest-bearing deposits | 53,972,000 | 56,556,000 | 61,580,000 | 49,508,000 |
| Equity capital | 38,656,000 | 37,106,000 | 38,029,000 | 39,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,970,000 | 8,052,000 | 12,103,000 | 16,389,000 |
| Interest expense | 588,000 | 1,188,000 | 1,769,000 | 2,348,000 |
| Net interest income | 3,382,000 | 6,864,000 | 10,334,000 | 14,041,000 |
| Noninterest income | 480,000 | 957,000 | 1,482,000 | 2,182,000 |
| Noninterest expense | 3,043,000 | 6,057,000 | 9,095,000 | 11,941,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | -80,000 |
| Pretax income | 869,000 | 1,830,000 | 2,810,000 | 4,475,000 |
| Income tax | 145,000 | 330,000 | 520,000 | 1,159,000 |
| Net income | 724,000 | 1,500,000 | 2,290,000 | 3,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,836,000 | 38,636,000 | 39,449,000 | 40,498,000 |
| Total capital | 41,895,000 | 41,697,000 | 42,509,000 | 43,915,000 |
| Risk-weighted assets | 305,675,000 | 312,359,000 | 326,187,000 | 323,228,000 |