Call reports 2011
LEGENDS BANK — 2011
What LEGENDS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 340,374,000 | 340,285,000 | 345,765,000 | 349,550,000 |
| Total loans | 238,305,000 | 239,857,000 | 242,304,000 | 242,348,000 |
| Allowance for loan losses | 3,358,000 | 3,390,000 | 3,253,000 | 3,938,000 |
| Securities available for sale | 77,780,000 | 76,896,000 | 74,011,000 | 71,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,235,000 | 278,526,000 | 286,825,000 | 296,311,000 |
| Interest-bearing deposits | 237,119,000 | 238,989,000 | 248,767,000 | 252,361,000 |
| Noninterest-bearing deposits | 34,116,000 | 39,537,000 | 38,058,000 | 43,950,000 |
| Equity capital | 31,663,000 | 33,311,000 | 33,130,000 | 31,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,481,000 | 8,893,000 | 13,245,000 | 17,775,000 |
| Interest expense | 1,303,000 | 2,537,000 | 3,725,000 | 4,842,000 |
| Net interest income | 3,178,000 | 6,356,000 | 9,520,000 | 12,933,000 |
| Noninterest income | 370,000 | 954,000 | 1,634,000 | 2,068,000 |
| Noninterest expense | 2,576,000 | 5,118,000 | 7,747,000 | 9,850,000 |
| Provision for loan losses | 135,000 | 185,000 | 2,085,000 | 2,955,000 |
| Pretax income | 928,000 | 2,211,000 | 1,314,000 | -2,100,000 |
| Income tax | 292,000 | 782,000 | 255,000 | -972,000 |
| Net income | 636,000 | 1,429,000 | 1,059,000 | -1,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,729,000 | 31,579,000 | 31,266,000 | 29,137,000 |
| Total capital | 34,087,000 | 34,969,000 | 34,519,000 | 32,547,000 |
| Risk-weighted assets | 275,010,000 | 270,682,000 | 274,432,000 | 272,249,000 |