Call reports 2005
LEGENDS BANK — 2005
What LEGENDS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 184,867,000 | 201,299,000 | 208,362,000 | 229,760,000 |
| Total loans | 131,646,000 | 141,129,000 | 144,865,000 | 152,983,000 |
| Allowance for loan losses | 1,576,000 | 1,616,000 | 1,640,000 | 1,758,000 |
| Securities available for sale | 39,830,000 | 41,747,000 | 44,157,000 | 46,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,908,000 | 169,932,000 | 175,171,000 | 199,764,000 |
| Interest-bearing deposits | 129,546,000 | 138,900,000 | 144,160,000 | 157,296,000 |
| Noninterest-bearing deposits | 30,362,000 | 31,032,000 | 31,011,000 | 42,468,000 |
| Equity capital | 15,756,000 | 16,404,000 | 16,849,000 | 17,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,551,000 | 5,385,000 | 8,294,000 | 11,511,000 |
| Interest expense | 698,000 | 1,606,000 | 2,683,000 | 3,942,000 |
| Net interest income | 1,853,000 | 3,779,000 | 5,611,000 | 7,569,000 |
| Noninterest income | 396,000 | 775,000 | 1,358,000 | 1,890,000 |
| Noninterest expense | 1,424,000 | 2,921,000 | 4,491,000 | 5,997,000 |
| Provision for loan losses | 60,000 | 135,000 | 160,000 | 305,000 |
| Pretax income | 771,000 | 1,504,000 | 2,314,000 | 3,153,000 |
| Income tax | 260,000 | 502,000 | 768,000 | 1,015,000 |
| Net income | 511,000 | 1,002,000 | 1,546,000 | 2,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,031,000 | 16,371,000 | 16,915,000 | 17,507,000 |
| Total capital | 17,607,000 | 17,987,000 | 18,555,000 | 19,265,000 |
| Risk-weighted assets | 141,824,000 | 152,381,000 | 163,200,000 | 173,870,000 |
Machine access — free, no API key
Every figure shown here about LEGENDS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.