Call reports 2025
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2025
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 470,999,000 | 481,598,000 | 487,493,000 | 492,949,000 |
| Total loans | 207,683,000 | 205,748,000 | 209,296,000 | 219,101,000 |
| Allowance for loan losses | 4,631,000 | 4,637,000 | 4,625,000 | 4,894,000 |
| Securities available for sale | 6,348,000 | 6,082,000 | 6,377,000 | 11,546,000 |
| Securities held to maturity | 185,243,000 | 192,972,000 | 191,649,000 | 195,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,347,000 | 378,797,000 | 392,434,000 | 376,514,000 |
| Interest-bearing deposits | 195,490,000 | 199,527,000 | 200,801,000 | 188,573,000 |
| Noninterest-bearing deposits | 178,857,000 | 179,270,000 | 191,633,000 | 187,941,000 |
| Equity capital | 49,716,000 | 51,020,000 | 52,739,000 | 54,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,280,000 | 10,608,000 | 16,229,000 | 21,822,000 |
| Interest expense | 1,502,000 | 2,870,000 | 4,306,000 | 5,644,000 |
| Net interest income | 3,778,000 | 7,738,000 | 11,923,000 | 16,178,000 |
| Noninterest income | 845,000 | 1,760,000 | 2,642,000 | 3,576,000 |
| Noninterest expense | 2,514,000 | 5,107,000 | 7,786,000 | 10,555,000 |
| Provision for loan losses | 11,000 | 8,000 | -1,000 | 272,000 |
| Pretax income | 2,109,000 | 4,477,000 | 6,865,000 | 9,024,000 |
| Income tax | 601,000 | 1,279,000 | 1,962,000 | 2,576,000 |
| Net income | 1,508,000 | 3,198,000 | 4,903,000 | 6,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,676,000 | 53,117,000 | 54,573,000 | 55,866,000 |