Call reports 2024
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2024
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 461,134,000 | 467,613,000 | 463,935,000 | 466,414,000 |
| Total loans | 180,015,000 | 194,002,000 | 193,863,000 | 204,731,000 |
| Allowance for loan losses | 4,444,000 | 4,460,000 | 4,461,000 | 4,624,000 |
| Securities available for sale | 6,616,000 | 6,648,000 | 6,736,000 | 6,558,000 |
| Securities held to maturity | 210,812,000 | 205,737,000 | 187,751,000 | 190,702,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,887,000 | 346,571,000 | 373,221,000 | 355,752,000 |
| Interest-bearing deposits | 159,203,000 | 160,641,000 | 179,589,000 | 182,038,000 |
| Noninterest-bearing deposits | 182,684,000 | 185,930,000 | 193,632,000 | 173,714,000 |
| Equity capital | 44,816,000 | 46,035,000 | 47,330,000 | 48,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,695,000 | 10,930,000 | 16,471,000 | 22,032,000 |
| Interest expense | 2,176,000 | 4,061,000 | 6,007,000 | 7,648,000 |
| Net interest income | 3,519,000 | 6,869,000 | 10,464,000 | 14,384,000 |
| Noninterest income | 763,000 | 1,574,000 | 2,357,000 | 3,163,000 |
| Noninterest expense | 2,316,000 | 4,532,000 | 6,911,000 | 9,459,000 |
| Provision for loan losses | 0 | -1,000 | -15,000 | -12,000 |
| Pretax income | 1,966,000 | 3,912,000 | 5,910,000 | 8,088,000 |
| Income tax | 558,000 | 1,111,000 | 1,679,000 | 2,301,000 |
| Net income | 1,408,000 | 2,801,000 | 4,231,000 | 5,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,789,000 | 47,932,000 | 49,113,000 | 50,419,000 |