Call reports 2023
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2023
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 438,911,000 | 452,937,000 | 465,277,000 | 446,831,000 |
| Total loans | 177,748,000 | 176,459,000 | 177,674,000 | 178,819,000 |
| Allowance for loan losses | 4,518,000 | 4,445,000 | 4,450,000 | 4,466,000 |
| Securities available for sale | 6,529,000 | 6,518,000 | 6,087,000 | 6,737,000 |
| Securities held to maturity | 161,397,000 | 155,865,000 | 161,750,000 | 208,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,872,000 | 337,033,000 | 347,771,000 | 326,356,000 |
| Interest-bearing deposits | 126,855,000 | 143,061,000 | 156,230,000 | 152,674,000 |
| Noninterest-bearing deposits | 198,017,000 | 193,972,000 | 191,541,000 | 173,682,000 |
| Equity capital | 40,153,000 | 41,118,000 | 42,034,000 | 43,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,930,000 | 8,637,000 | 13,680,000 | 18,782,000 |
| Interest expense | 587,000 | 1,906,000 | 3,456,000 | 5,106,000 |
| Net interest income | 3,343,000 | 6,731,000 | 10,224,000 | 13,676,000 |
| Noninterest income | 585,000 | 1,220,000 | 1,884,000 | 2,551,000 |
| Noninterest expense | 2,075,000 | 4,196,000 | 6,354,000 | 8,525,000 |
| Provision for loan losses | 0 | -88,000 | -82,000 | -80,000 |
| Pretax income | 1,853,000 | 3,843,000 | 5,836,000 | 7,782,000 |
| Income tax | 529,000 | 1,098,000 | 1,667,000 | 2,223,000 |
| Net income | 1,324,000 | 2,745,000 | 4,169,000 | 5,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,394,000 | 43,316,000 | 44,489,000 | 45,631,000 |