Call reports 2022
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2022
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 412,414,000 | 406,416,000 | 416,107,000 | 399,524,000 |
| Total loans | 175,082,000 | 171,882,000 | 177,744,000 | 180,656,000 |
| Allowance for loan losses | 3,703,000 | 3,970,000 | 4,078,000 | 4,101,000 |
| Securities available for sale | 7,295,000 | 6,755,000 | 6,225,000 | 6,347,000 |
| Securities held to maturity | 125,049,000 | 147,370,000 | 160,081,000 | 160,669,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,862,000 | 352,951,000 | 361,886,000 | 343,617,000 |
| Interest-bearing deposits | 129,593,000 | 132,296,000 | 135,956,000 | 133,264,000 |
| Noninterest-bearing deposits | 230,269,000 | 220,655,000 | 225,930,000 | 210,353,000 |
| Equity capital | 35,697,000 | 36,743,000 | 37,586,000 | 38,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,745,000 | 6,333,000 | 9,970,000 | 13,863,000 |
| Interest expense | 122,000 | 250,000 | 418,000 | 683,000 |
| Net interest income | 2,623,000 | 6,083,000 | 9,552,000 | 13,180,000 |
| Noninterest income | 502,000 | 1,054,000 | 1,624,000 | 2,196,000 |
| Noninterest expense | 1,891,000 | 3,738,000 | 5,705,000 | 7,868,000 |
| Provision for loan losses | -205,000 | 43,000 | 136,000 | 143,000 |
| Pretax income | 1,439,000 | 3,356,000 | 5,335,000 | 7,365,000 |
| Income tax | 407,000 | 955,000 | 1,521,000 | 2,097,000 |
| Net income | 1,032,000 | 2,401,000 | 3,814,000 | 5,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,618,000 | 38,988,000 | 40,153,000 | 41,356,000 |