Call reports 2021
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2021
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 338,586,000 | 352,951,000 | 369,712,000 | 378,177,000 |
| Total loans | 201,067,000 | 190,369,000 | 180,971,000 | 174,765,000 |
| Allowance for loan losses | 3,488,000 | 3,667,000 | 3,877,000 | 3,888,000 |
| Securities available for sale | 30,156,000 | 34,048,000 | 36,474,000 | 40,270,000 |
| Securities held to maturity | 16,973,000 | 15,187,000 | 13,785,000 | 12,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,593,000 | 300,941,000 | 317,133,000 | 325,099,000 |
| Interest-bearing deposits | 113,776,000 | 116,721,000 | 119,687,000 | 123,605,000 |
| Noninterest-bearing deposits | 168,817,000 | 184,220,000 | 197,446,000 | 201,494,000 |
| Equity capital | 29,150,000 | 35,171,000 | 35,789,000 | 36,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,899,000 | 5,704,000 | 8,437,000 | 11,028,000 |
| Interest expense | 158,000 | 299,000 | 427,000 | 551,000 |
| Net interest income | 2,741,000 | 5,405,000 | 8,010,000 | 10,477,000 |
| Noninterest income | 430,000 | 924,000 | 1,433,000 | 2,000,000 |
| Noninterest expense | 1,733,000 | 3,397,000 | 5,145,000 | 7,030,000 |
| Provision for loan losses | 201,000 | 364,000 | 554,000 | 552,000 |
| Pretax income | 1,237,000 | 2,568,000 | 3,744,000 | 4,895,000 |
| Income tax | 349,000 | 727,000 | 1,055,000 | 1,369,000 |
| Net income | 888,000 | 1,841,000 | 2,689,000 | 3,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,448,000 | 35,400,000 | 35,998,000 | 36,586,000 |