Call reports 2020
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2020
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 232,954,000 | 304,070,000 | 303,332,000 | 314,739,000 |
| Total loans | 145,220,000 | 185,167,000 | 191,329,000 | 193,986,000 |
| Allowance for loan losses | 2,525,000 | 2,623,000 | 2,855,000 | 3,272,000 |
| Securities available for sale | 17,528,000 | 17,095,000 | 20,898,000 | 32,370,000 |
| Securities held to maturity | 25,878,000 | 22,825,000 | 20,747,000 | 18,627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,613,000 | 245,797,000 | 244,746,000 | 260,567,000 |
| Interest-bearing deposits | 87,993,000 | 101,654,000 | 104,593,000 | 112,278,000 |
| Noninterest-bearing deposits | 97,620,000 | 144,143,000 | 140,153,000 | 148,289,000 |
| Equity capital | 25,675,000 | 26,363,000 | 26,820,000 | 27,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,419,000 | 4,898,000 | 7,464,000 | 10,349,000 |
| Interest expense | 286,000 | 470,000 | 643,000 | 808,000 |
| Net interest income | 2,133,000 | 4,428,000 | 6,821,000 | 9,541,000 |
| Noninterest income | 430,000 | 765,000 | 1,133,000 | 1,546,000 |
| Noninterest expense | 1,569,000 | 3,110,000 | 4,650,000 | 6,337,000 |
| Provision for loan losses | 53,000 | 143,000 | 362,000 | 763,000 |
| Pretax income | 941,000 | 1,940,000 | 2,942,000 | 3,987,000 |
| Income tax | 269,000 | 562,000 | 849,000 | 1,145,000 |
| Net income | 672,000 | 1,378,000 | 2,093,000 | 2,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,490,000 | 25,997,000 | 26,510,000 | 27,060,000 |