Call reports 2019
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2019
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 209,418,000 | 216,819,000 | 235,309,000 | 229,412,000 |
| Total loans | 135,348,000 | 139,737,000 | 130,431,000 | 143,950,000 |
| Allowance for loan losses | 2,353,000 | 2,390,000 | 2,398,000 | 2,392,000 |
| Securities available for sale | 5,645,000 | 9,492,000 | 8,877,000 | 7,978,000 |
| Securities held to maturity | 36,313,000 | 34,963,000 | 32,511,000 | 28,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,708,000 | 179,089,000 | 188,657,000 | 182,429,000 |
| Interest-bearing deposits | 97,056,000 | 94,401,000 | 99,060,000 | 91,739,000 |
| Noninterest-bearing deposits | 80,652,000 | 84,688,000 | 89,597,000 | 90,690,000 |
| Equity capital | 23,425,000 | 24,312,000 | 25,036,000 | 25,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,322,000 | 4,752,000 | 7,242,000 | 9,596,000 |
| Interest expense | 239,000 | 537,000 | 884,000 | 1,223,000 |
| Net interest income | 2,083,000 | 4,215,000 | 6,358,000 | 8,373,000 |
| Noninterest income | 395,000 | 835,000 | 1,275,000 | 1,705,000 |
| Noninterest expense | 1,499,000 | 3,032,000 | 4,666,000 | 6,357,000 |
| Provision for loan losses | 46,000 | 41,000 | 32,000 | 28,000 |
| Pretax income | 933,000 | 2,071,000 | 3,029,000 | 3,787,000 |
| Income tax | 268,000 | 570,000 | 844,000 | 1,058,000 |
| Net income | 665,000 | 1,501,000 | 2,185,000 | 2,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,453,000 | 24,290,000 | 24,974,000 | 25,019,000 |
| Total capital | 25,235,000 | 26,169,000 | 26,852,000 | 27,032,000 |
| Risk-weighted assets | 141,979,000 | 149,811,000 | 149,704,000 | 160,686,000 |