Call reports 2018
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2018
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 197,993,000 | 200,849,000 | 202,063,000 | 201,893,000 |
| Total loans | 126,405,000 | 129,491,000 | 130,512,000 | 131,830,000 |
| Allowance for loan losses | 2,145,000 | 2,231,000 | 2,269,000 | 2,292,000 |
| Securities available for sale | 2,931,000 | 5,713,000 | 6,367,000 | 5,915,000 |
| Securities held to maturity | 20,726,000 | 20,960,000 | 22,342,000 | 26,623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,387,000 | 170,827,000 | 176,330,000 | 172,616,000 |
| Interest-bearing deposits | 74,575,000 | 91,110,000 | 92,415,000 | 87,783,000 |
| Noninterest-bearing deposits | 85,812,000 | 79,717,000 | 83,915,000 | 84,833,000 |
| Equity capital | 21,538,000 | 21,998,000 | 22,635,000 | 23,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,938,000 | 3,961,000 | 6,054,000 | 8,238,000 |
| Interest expense | 151,000 | 297,000 | 490,000 | 680,000 |
| Net interest income | 1,787,000 | 3,664,000 | 5,564,000 | 7,558,000 |
| Noninterest income | 342,000 | 682,000 | 1,034,000 | 1,415,000 |
| Noninterest expense | 1,309,000 | 2,627,000 | 3,950,000 | 5,418,000 |
| Provision for loan losses | 40,000 | 122,000 | 143,000 | 146,000 |
| Pretax income | 780,000 | 1,597,000 | 2,505,000 | 3,409,000 |
| Income tax | 223,000 | 457,000 | 718,000 | 977,000 |
| Net income | 557,000 | 1,140,000 | 1,787,000 | 2,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,583,000 | 22,075,000 | 22,723,000 | 23,188,000 |
| Total capital | 23,275,000 | 23,802,000 | 24,468,000 | 24,927,000 |
| Risk-weighted assets | 134,884,000 | 137,676,000 | 139,059,000 | 138,551,000 |