Call reports 2017
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2017
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 185,204,000 | 180,075,000 | 198,111,000 | 192,706,000 |
| Total loans | 112,774,000 | 111,100,000 | 116,055,000 | 122,237,000 |
| Allowance for loan losses | 1,909,000 | 1,916,000 | 1,981,000 | 2,095,000 |
| Securities available for sale | 3,754,000 | 3,531,000 | 3,320,000 | 3,130,000 |
| Securities held to maturity | 19,191,000 | 22,496,000 | 22,191,000 | 21,389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,755,000 | 142,032,000 | 159,505,000 | 150,526,000 |
| Interest-bearing deposits | 74,872,000 | 72,094,000 | 78,681,000 | 74,360,000 |
| Noninterest-bearing deposits | 72,883,000 | 69,938,000 | 80,824,000 | 76,166,000 |
| Equity capital | 16,595,000 | 16,977,000 | 17,473,000 | 21,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 3,439,000 | 5,302,000 | 7,175,000 |
| Interest expense | 110,000 | 235,000 | 414,000 | 585,000 |
| Net interest income | 1,592,000 | 3,204,000 | 4,888,000 | 6,590,000 |
| Noninterest income | 327,000 | 679,000 | 1,024,000 | 1,347,000 |
| Noninterest expense | 1,124,000 | 2,333,000 | 3,485,000 | 4,752,000 |
| Provision for loan losses | 53,000 | 50,000 | 101,000 | 204,000 |
| Pretax income | 742,000 | 1,500,000 | 2,326,000 | 2,981,000 |
| Income tax | 293,000 | 593,000 | 920,000 | 1,255,000 |
| Net income | 449,000 | 907,000 | 1,406,000 | 1,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,604,000 | 16,972,000 | 17,472,000 | 21,116,000 |
| Total capital | 18,135,000 | 18,502,000 | 19,064,000 | 22,767,000 |
| Risk-weighted assets | 122,133,000 | 122,060,000 | 126,984,000 | 131,636,000 |