Call reports 2016
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2016
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 164,481,000 | 178,425,000 | 182,158,000 | 174,995,000 |
| Total loans | 98,050,000 | 102,617,000 | 107,026,000 | 109,205,000 |
| Allowance for loan losses | 1,678,000 | 1,750,000 | 1,801,000 | 1,845,000 |
| Securities available for sale | 4,856,000 | 4,729,000 | 4,518,000 | 3,925,000 |
| Securities held to maturity | 20,479,000 | 22,226,000 | 17,299,000 | 18,407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,486,000 | 141,825,000 | 150,284,000 | 137,842,000 |
| Interest-bearing deposits | 57,060,000 | 56,947,000 | 67,162,000 | 68,948,000 |
| Noninterest-bearing deposits | 76,426,000 | 84,878,000 | 83,122,000 | 68,894,000 |
| Equity capital | 15,235,000 | 15,612,000 | 15,943,000 | 16,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,530,000 | 3,126,000 | 4,713,000 | 6,400,000 |
| Interest expense | 78,000 | 159,000 | 249,000 | 340,000 |
| Net interest income | 1,452,000 | 2,967,000 | 4,464,000 | 6,060,000 |
| Noninterest income | 318,000 | 701,000 | 1,039,000 | 1,314,000 |
| Noninterest expense | 1,075,000 | 2,177,000 | 3,323,000 | 4,555,000 |
| Provision for loan losses | 0 | 126,000 | 164,000 | 200,000 |
| Pretax income | 695,000 | 1,365,000 | 2,016,000 | 2,619,000 |
| Income tax | 273,000 | 536,000 | 790,000 | 1,026,000 |
| Net income | 422,000 | 829,000 | 1,226,000 | 1,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,225,000 | 15,581,000 | 15,929,000 | 16,245,000 |
| Total capital | 16,551,000 | 16,989,000 | 17,362,000 | 17,721,000 |
| Risk-weighted assets | 105,737,000 | 112,322,000 | 114,289,000 | 117,738,000 |