Call reports 2015
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2015
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 145,308,000 | 145,742,000 | 164,132,000 | 161,287,000 |
| Total loans | 85,057,000 | 85,977,000 | 87,246,000 | 92,992,000 |
| Allowance for loan losses | 1,546,000 | 1,556,000 | 1,620,000 | 1,667,000 |
| Securities available for sale | 1,593,000 | 1,517,000 | 3,122,000 | 4,931,000 |
| Securities held to maturity | 10,906,000 | 21,763,000 | 21,777,000 | 23,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,621,000 | 120,727,000 | 133,752,000 | 130,562,000 |
| Interest-bearing deposits | 55,739,000 | 53,408,000 | 56,456,000 | 55,917,000 |
| Noninterest-bearing deposits | 64,882,000 | 67,319,000 | 77,296,000 | 74,645,000 |
| Equity capital | 13,937,000 | 14,310,000 | 14,579,000 | 14,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,315,000 | 2,684,000 | 4,115,000 | 5,607,000 |
| Interest expense | 58,000 | 121,000 | 187,000 | 256,000 |
| Net interest income | 1,257,000 | 2,563,000 | 3,928,000 | 5,351,000 |
| Noninterest income | 343,000 | 681,000 | 986,000 | 1,302,000 |
| Noninterest expense | 1,033,000 | 2,055,000 | 3,128,000 | 4,259,000 |
| Provision for loan losses | 1,000 | 4,000 | 4,000 | 42,000 |
| Pretax income | 566,000 | 1,185,000 | 1,782,000 | 2,352,000 |
| Income tax | 218,000 | 457,000 | 687,000 | 907,000 |
| Net income | 348,000 | 728,000 | 1,095,000 | 1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,905,000 | 14,285,000 | 14,552,000 | 14,852,000 |
| Total capital | 15,044,000 | 15,456,000 | 15,741,000 | 16,128,000 |
| Risk-weighted assets | 90,719,000 | 93,310,000 | 94,742,000 | 101,733,000 |