Call reports 2014
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2014
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 123,786,000 | 129,786,000 | 126,557,000 | 130,009,000 |
| Total loans | 65,175,000 | 65,040,000 | 74,766,000 | 83,250,000 |
| Allowance for loan losses | 1,505,000 | 1,512,000 | 1,524,000 | 1,536,000 |
| Securities available for sale | 1,834,000 | 1,766,000 | 1,687,000 | 1,638,000 |
| Securities held to maturity | 6,764,000 | 12,391,000 | 11,882,000 | 11,371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,466,000 | 116,021,000 | 112,336,000 | 115,614,000 |
| Interest-bearing deposits | 52,332,000 | 52,039,000 | 52,472,000 | 50,784,000 |
| Noninterest-bearing deposits | 58,134,000 | 63,982,000 | 59,864,000 | 64,830,000 |
| Equity capital | 12,641,000 | 13,035,000 | 13,353,000 | 13,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,021,000 | 2,167,000 | 3,335,000 | 4,587,000 |
| Interest expense | 55,000 | 110,000 | 166,000 | 223,000 |
| Net interest income | 966,000 | 2,057,000 | 3,169,000 | 4,364,000 |
| Noninterest income | 417,000 | 800,000 | 1,176,000 | 1,526,000 |
| Noninterest expense | 972,000 | 1,926,000 | 2,894,000 | 3,960,000 |
| Provision for loan losses | 1,000 | -129,000 | -129,000 | -124,000 |
| Pretax income | 410,000 | 1,060,000 | 1,580,000 | 2,054,000 |
| Income tax | 154,000 | 406,000 | 605,000 | 785,000 |
| Net income | 256,000 | 654,000 | 975,000 | 1,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,595,000 | 12,992,000 | 13,313,000 | 13,608,000 |
| Total capital | 13,537,000 | 13,899,000 | 14,349,000 | 14,732,000 |
| Risk-weighted assets | 74,755,000 | 71,922,000 | 82,394,000 | 89,491,000 |