Call reports 2013
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2013
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 120,883,000 | 116,993,000 | 114,754,000 | 123,027,000 |
| Total loans | 61,264,000 | 61,830,000 | 62,634,000 | 64,260,000 |
| Allowance for loan losses | 1,459,000 | 1,462,000 | 1,465,000 | 1,497,000 |
| Securities available for sale | 2,192,000 | 2,105,000 | 1,954,000 | 1,887,000 |
| Securities held to maturity | 4,102,000 | 3,660,000 | 4,319,000 | 3,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,693,000 | 104,461,000 | 101,951,000 | 109,928,000 |
| Interest-bearing deposits | 57,599,000 | 55,077,000 | 52,175,000 | 53,038,000 |
| Noninterest-bearing deposits | 51,095,000 | 49,384,000 | 49,775,000 | 56,891,000 |
| Equity capital | 11,526,000 | 11,814,000 | 12,059,000 | 12,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,245,000 | 3,273,000 | 4,436,000 |
| Interest expense | 67,000 | 132,000 | 193,000 | 249,000 |
| Net interest income | 1,010,000 | 2,113,000 | 3,080,000 | 4,187,000 |
| Noninterest income | 307,000 | 666,000 | 1,080,000 | 1,463,000 |
| Noninterest expense | 978,000 | 1,953,000 | 2,928,000 | 3,888,000 |
| Provision for loan losses | 3,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 336,000 | 825,000 | 1,231,000 | 1,761,000 |
| Income tax | 127,000 | 316,000 | 468,000 | 671,000 |
| Net income | 209,000 | 509,000 | 763,000 | 1,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,457,000 | 11,758,000 | 12,011,000 | 12,339,000 |
| Total capital | 12,357,000 | 12,673,000 | 12,940,000 | 13,284,000 |
| Risk-weighted assets | 70,814,000 | 71,923,000 | 73,059,000 | 75,050,000 |