Call reports 2012
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2012
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,266,000 | 109,410,000 | 119,083,000 | 114,536,000 |
| Total loans | 55,491,000 | 57,381,000 | 59,301,000 | 61,790,000 |
| Allowance for loan losses | 1,535,000 | 1,469,000 | 1,438,000 | 1,439,000 |
| Securities available for sale | 2,693,000 | 2,591,000 | 2,464,000 | 2,349,000 |
| Securities held to maturity | 9,000,000 | 5,870,000 | 5,163,000 | 4,607,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,644,000 | 97,713,000 | 107,166,000 | 102,470,000 |
| Interest-bearing deposits | 49,726,000 | 49,765,000 | 55,725,000 | 53,328,000 |
| Noninterest-bearing deposits | 49,919,000 | 47,947,000 | 51,440,000 | 49,143,000 |
| Equity capital | 10,824,000 | 10,991,000 | 11,177,000 | 11,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,002,000 | 1,986,000 | 3,012,000 | 4,080,000 |
| Interest expense | 85,000 | 166,000 | 248,000 | 333,000 |
| Net interest income | 917,000 | 1,820,000 | 2,764,000 | 3,747,000 |
| Noninterest income | 472,000 | 777,000 | 1,088,000 | 1,413,000 |
| Noninterest expense | 1,001,000 | 1,948,000 | 2,897,000 | 3,856,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 | 120,000 |
| Pretax income | 388,000 | 647,000 | 953,000 | 1,184,000 |
| Income tax | 147,000 | 243,000 | 358,000 | 442,000 |
| Net income | 241,000 | 404,000 | 595,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,748,000 | 10,911,000 | 11,102,000 | 11,249,000 |
| Total capital | 11,613,000 | 11,789,000 | 11,997,000 | 12,173,000 |
| Risk-weighted assets | 67,795,000 | 68,900,000 | 70,358,000 | 72,676,000 |