Call reports 2011
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2011
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 114,697,000 | 104,490,000 | 106,025,000 | 109,606,000 |
| Total loans | 59,401,000 | 58,466,000 | 56,859,000 | 56,774,000 |
| Allowance for loan losses | 1,448,000 | 1,462,000 | 1,537,000 | 1,538,000 |
| Securities available for sale | 4,564,000 | 3,501,000 | 3,300,000 | 2,972,000 |
| Securities held to maturity | 11,506,000 | 11,102,000 | 10,474,000 | 9,653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,793,000 | 93,602,000 | 94,936,000 | 98,129,000 |
| Interest-bearing deposits | 53,440,000 | 51,130,000 | 50,209,000 | 50,915,000 |
| Noninterest-bearing deposits | 50,353,000 | 42,472,000 | 44,728,000 | 47,214,000 |
| Equity capital | 10,182,000 | 10,189,000 | 10,368,000 | 10,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,188,000 | 2,248,000 | 3,266,000 | 4,329,000 |
| Interest expense | 114,000 | 214,000 | 308,000 | 397,000 |
| Net interest income | 1,074,000 | 2,034,000 | 2,958,000 | 3,932,000 |
| Noninterest income | 390,000 | 705,000 | 1,030,000 | 1,337,000 |
| Noninterest expense | 1,040,000 | 2,046,000 | 3,013,000 | 3,935,000 |
| Provision for loan losses | 6,000 | 279,000 | 282,000 | 282,000 |
| Pretax income | 418,000 | 414,000 | 693,000 | 1,052,000 |
| Income tax | 160,000 | 147,000 | 250,000 | 386,000 |
| Net income | 258,000 | 267,000 | 443,000 | 666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,099,000 | 10,108,000 | 10,284,000 | 10,506,000 |
| Total capital | 11,017,000 | 11,027,000 | 11,166,000 | 11,386,000 |
| Risk-weighted assets | 72,923,000 | 72,181,000 | 69,117,000 | 68,948,000 |