Call reports 2010
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2010
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 110,676,000 | 113,229,000 | 112,472,000 | 113,827,000 |
| Total loans | 60,449,000 | 60,140,000 | 59,277,000 | 60,493,000 |
| Allowance for loan losses | 1,394,000 | 1,313,000 | 1,312,000 | 1,442,000 |
| Securities available for sale | 5,238,000 | 5,054,000 | 4,924,000 | 4,707,000 |
| Securities held to maturity | 2,092,000 | 14,334,000 | 13,111,000 | 12,154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,513,000 | 102,935,000 | 101,904,000 | 103,041,000 |
| Interest-bearing deposits | 63,035,000 | 63,068,000 | 59,806,000 | 61,090,000 |
| Noninterest-bearing deposits | 37,478,000 | 39,866,000 | 42,098,000 | 41,951,000 |
| Equity capital | 9,404,000 | 9,477,000 | 9,763,000 | 9,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,517,000 | 3,795,000 | 4,996,000 |
| Interest expense | 241,000 | 484,000 | 703,000 | 892,000 |
| Net interest income | 1,007,000 | 2,033,000 | 3,092,000 | 4,104,000 |
| Noninterest income | 291,000 | 611,000 | 1,033,000 | 1,444,000 |
| Noninterest expense | 887,000 | 1,886,000 | 2,928,000 | 3,897,000 |
| Provision for loan losses | 264,000 | 514,000 | 530,000 | 770,000 |
| Pretax income | 147,000 | 244,000 | 667,000 | 881,000 |
| Income tax | 51,000 | 77,000 | 239,000 | 313,000 |
| Net income | 96,000 | 167,000 | 428,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,328,000 | 9,398,000 | 9,660,000 | 9,841,000 |
| Total capital | 10,268,000 | 10,343,000 | 10,617,000 | 10,778,000 |
| Risk-weighted assets | 74,684,000 | 75,222,000 | 76,193,000 | 74,417,000 |