Call reports 2009
CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION — 2009
What CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 88,719,000 | 94,121,000 | 103,879,000 | 103,469,000 |
| Total loans | 48,965,000 | 57,032,000 | 62,176,000 | 61,390,000 |
| Allowance for loan losses | 719,000 | 846,000 | 1,129,000 | 1,278,000 |
| Securities available for sale | 8,622,000 | 7,037,000 | 6,769,000 | 5,568,000 |
| Securities held to maturity | 3,013,000 | 2,785,000 | 2,495,000 | 2,292,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,677,000 | 84,137,000 | 93,770,000 | 92,466,000 |
| Interest-bearing deposits | 43,470,000 | 48,933,000 | 52,811,000 | 56,416,000 |
| Noninterest-bearing deposits | 35,206,000 | 35,204,000 | 40,960,000 | 36,051,000 |
| Equity capital | 9,206,000 | 9,234,000 | 9,402,000 | 9,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,117,000 | 2,288,000 | 3,599,000 | 4,886,000 |
| Interest expense | 235,000 | 467,000 | 707,000 | 947,000 |
| Net interest income | 882,000 | 1,821,000 | 2,892,000 | 3,939,000 |
| Noninterest income | 239,000 | 497,000 | 770,000 | 1,068,000 |
| Noninterest expense | 827,000 | 1,698,000 | 2,518,000 | 3,335,000 |
| Provision for loan losses | 16,000 | 144,000 | 432,000 | 779,000 |
| Pretax income | 278,000 | 476,000 | 712,000 | 893,000 |
| Income tax | 103,000 | 173,000 | 258,000 | 321,000 |
| Net income | 175,000 | 303,000 | 454,000 | 572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,159,000 | 9,163,000 | 9,314,000 | 9,232,000 |
| Total capital | 9,892,000 | 9,995,000 | 10,226,000 | 10,142,000 |
| Risk-weighted assets | 59,703,000 | 66,568,000 | 72,736,000 | 72,391,000 |