Call reports 2026
MILLVILLE SAVINGS BANK — 2026
What MILLVILLE SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 168,009,000 | 169,906,000 |
| Total loans | 70,941,000 | 79,643,000 |
| Allowance for loan losses | 1,391,000 | 1,413,000 |
| Securities available for sale | 52,758,000 | 51,013,000 |
| Securities held to maturity | 10,310,000 | 10,301,000 |
| Trading assets | 0 | 0 |
| Total deposits | 147,621,000 | 149,247,000 |
| Interest-bearing deposits | 124,775,000 | 123,915,000 |
| Noninterest-bearing deposits | 22,846,000 | 25,332,000 |
| Equity capital | 19,547,000 | 19,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,535,000 | 3,182,000 |
| Interest expense | 361,000 | 729,000 |
| Net interest income | 1,174,000 | 2,453,000 |
| Noninterest income | 89,000 | 184,000 |
| Noninterest expense | 1,156,000 | 2,334,000 |
| Provision for loan losses | -21,000 | -3,000 |
| Pretax income | 132,000 | 305,000 |
| Income tax | 6,000 | 27,000 |
| Net income | 126,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 22,894,000 | 23,046,000 |
| Total capital | 23,873,000 | 24,140,000 |
| Risk-weighted assets | 77,945,000 | 87,278,000 |