Call reports 2024
MILLVILLE SAVINGS BANK — 2024
What MILLVILLE SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 157,206,000 | 157,944,000 | 156,966,000 | 159,088,000 |
| Total loans | 54,390,000 | 61,730,000 | 62,496,000 | 66,030,000 |
| Allowance for loan losses | 1,288,000 | 1,311,000 | 1,317,000 | 1,366,000 |
| Securities available for sale | 61,346,000 | 60,068,000 | 60,997,000 | 56,363,000 |
| Securities held to maturity | 10,379,000 | 10,370,000 | 10,361,000 | 10,352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,530,000 | 140,841,000 | 138,280,000 | 141,058,000 |
| Interest-bearing deposits | 121,183,000 | 122,034,000 | 119,992,000 | 122,545,000 |
| Noninterest-bearing deposits | 19,347,000 | 18,807,000 | 18,288,000 | 18,513,000 |
| Equity capital | 16,107,000 | 16,462,000 | 17,923,000 | 17,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,386,000 | 2,899,000 | 4,363,000 | 5,984,000 |
| Interest expense | 366,000 | 715,000 | 1,057,000 | 1,401,000 |
| Net interest income | 1,020,000 | 2,184,000 | 3,306,000 | 4,583,000 |
| Noninterest income | 52,000 | 108,000 | 163,000 | 231,000 |
| Noninterest expense | 947,000 | 1,903,000 | 2,902,000 | 3,846,000 |
| Provision for loan losses | -242,000 | -213,000 | -207,000 | -181,000 |
| Pretax income | 363,000 | 598,000 | 795,000 | 1,146,000 |
| Income tax | 104,000 | 160,000 | 203,000 | 205,000 |
| Net income | 259,000 | 438,000 | 592,000 | 941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,437,000 | 21,615,000 | 21,769,000 | 22,119,000 |
| Total capital | 22,280,000 | 22,525,000 | 22,681,000 | 23,096,000 |
| Risk-weighted assets | 66,996,000 | 72,441,000 | 72,605,000 | 77,833,000 |