Call reports 2022
MILLVILLE SAVINGS BANK — 2022
What MILLVILLE SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 157,157,000 | 156,797,000 | 155,040,000 | 159,056,000 |
| Total loans | 55,029,000 | 54,896,000 | 55,144,000 | 56,050,000 |
| Allowance for loan losses | 1,618,000 | 1,610,000 | 1,652,000 | 1,648,000 |
| Securities available for sale | 73,521,000 | 75,108,000 | 72,834,000 | 70,106,000 |
| Securities held to maturity | 10,452,000 | 10,442,000 | 10,434,000 | 10,425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,458,000 | 141,307,000 | 141,032,000 | 144,355,000 |
| Interest-bearing deposits | 117,412,000 | 120,380,000 | 119,493,000 | 123,723,000 |
| Noninterest-bearing deposits | 22,046,000 | 20,927,000 | 21,539,000 | 20,632,000 |
| Equity capital | 17,358,000 | 15,267,000 | 13,679,000 | 14,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 1,841,000 | 2,923,000 | 4,114,000 |
| Interest expense | 51,000 | 104,000 | 155,000 | 237,000 |
| Net interest income | 830,000 | 1,737,000 | 2,768,000 | 3,877,000 |
| Noninterest income | 67,000 | 129,000 | 193,000 | 258,000 |
| Noninterest expense | 817,000 | 1,631,000 | 2,506,000 | 3,445,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 181,000 | 371,000 | 592,000 |
| Income tax | -9,000 | -34,000 | 4,000 | 3,000 |
| Net income | 57,000 | 215,000 | 367,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,861,000 | 20,020,000 | 20,172,000 | 20,394,000 |
| Total capital | 20,801,000 | 20,946,000 | 21,100,000 | 21,314,000 |
| Risk-weighted assets | 74,536,000 | 73,470,000 | 73,531,000 | 72,941,000 |