Call reports 2021
MILLVILLE SAVINGS BANK — 2021
What MILLVILLE SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 149,435,000 | 151,349,000 | 154,917,000 | 157,529,000 |
| Total loans | 53,092,000 | 54,981,000 | 54,929,000 | 53,849,000 |
| Allowance for loan losses | 1,727,000 | 1,659,000 | 1,609,000 | 1,620,000 |
| Securities available for sale | 74,963,000 | 73,744,000 | 74,841,000 | 77,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,208,000 | 130,642,000 | 134,134,000 | 136,982,000 |
| Interest-bearing deposits | 113,314,000 | 112,785,000 | 114,375,000 | 117,170,000 |
| Noninterest-bearing deposits | 15,894,000 | 17,857,000 | 19,759,000 | 19,812,000 |
| Equity capital | 19,882,000 | 20,333,000 | 20,377,000 | 20,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,754,000 | 2,639,000 | 3,535,000 |
| Interest expense | 67,000 | 128,000 | 185,000 | 241,000 |
| Net interest income | 812,000 | 1,626,000 | 2,454,000 | 3,294,000 |
| Noninterest income | 56,000 | 115,000 | 168,000 | 231,000 |
| Noninterest expense | 756,000 | 1,566,000 | 2,395,000 | 3,205,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 227,000 | 302,000 | 413,000 |
| Income tax | 9,000 | 27,000 | 34,000 | 44,000 |
| Net income | 87,000 | 200,000 | 268,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,524,000 | 19,636,000 | 19,704,000 | 19,805,000 |
| Total capital | 20,425,000 | 20,568,000 | 20,641,000 | 20,748,000 |
| Risk-weighted assets | 71,313,000 | 73,858,000 | 74,325,000 | 74,775,000 |