Call reports 2018
MILLVILLE SAVINGS BANK — 2018
What MILLVILLE SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 134,301,000 | 134,090,000 | 131,317,000 | 130,785,000 |
| Total loans | 43,517,000 | 47,030,000 | 48,370,000 | 48,131,000 |
| Allowance for loan losses | 1,347,000 | 1,347,000 | 1,325,000 | 1,585,000 |
| Securities available for sale | 64,862,000 | 61,653,000 | 58,817,000 | 60,094,000 |
| Securities held to maturity | 28,000 | 23,000 | 18,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,259,000 | 116,985,000 | 114,251,000 | 113,025,000 |
| Interest-bearing deposits | 105,348,000 | 105,670,000 | 103,109,000 | 101,950,000 |
| Noninterest-bearing deposits | 11,911,000 | 11,315,000 | 11,142,000 | 11,075,000 |
| Equity capital | 16,658,000 | 16,617,000 | 16,462,000 | 17,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 921,000 | 1,979,000 | 2,996,000 | 4,032,000 |
| Interest expense | 102,000 | 202,000 | 306,000 | 409,000 |
| Net interest income | 819,000 | 1,777,000 | 2,690,000 | 3,623,000 |
| Noninterest income | 60,000 | 121,000 | 165,000 | 458,000 |
| Noninterest expense | 759,000 | 1,572,000 | 2,315,000 | 3,062,000 |
| Provision for loan losses | 86,000 | 86,000 | 106,000 | 366,000 |
| Pretax income | 34,000 | 240,000 | 434,000 | 649,000 |
| Income tax | -14,000 | 48,000 | 107,000 | 142,000 |
| Net income | 48,000 | 192,000 | 327,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,960,000 | 18,103,000 | 18,238,000 | 18,418,000 |
| Total capital | 18,683,000 | 18,864,000 | 18,994,000 | 19,200,000 |
| Risk-weighted assets | 57,243,000 | 60,350,000 | 59,974,000 | 61,804,000 |