Call reports 2019
UNION BANK, THE — 2019
What UNION BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 260,618,000 | 261,371,000 | 256,877,000 |
| Total loans | 182,907,000 | 185,815,000 | 185,777,000 |
| Allowance for loan losses | 1,332,000 | 1,301,000 | 1,301,000 |
| Securities available for sale | 42,390,000 | 43,071,000 | 39,679,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 210,377,000 | 209,007,000 | 203,414,000 |
| Interest-bearing deposits | 142,182,000 | 143,848,000 | 143,090,000 |
| Noninterest-bearing deposits | 68,195,000 | 65,159,000 | 60,324,000 |
| Equity capital | 27,260,000 | 28,145,000 | 28,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 3,120,000 | 6,207,000 | 9,395,000 |
| Interest expense | 519,000 | 1,078,000 | 1,681,000 |
| Net interest income | 2,601,000 | 5,129,000 | 7,714,000 |
| Noninterest income | 397,000 | 795,000 | 1,209,000 |
| Noninterest expense | 1,812,000 | 3,809,000 | 5,701,000 |
| Provision for loan losses | 0 | 25,000 | 525,000 |
| Pretax income | 1,188,000 | 2,103,000 | 2,696,000 |
| Income tax | 234,000 | 436,000 | 533,000 |
| Net income | 954,000 | 1,667,000 | 2,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 27,277,000 | 27,990,000 | 28,487,000 |
| Total capital | 28,609,000 | 29,291,000 | 29,788,000 |
| Risk-weighted assets | 186,269,000 | 182,320,000 | 192,079,000 |