Call reports 2018
UNION BANK, THE — 2018
What UNION BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 271,176,000 | 270,552,000 | 269,059,000 | 268,406,000 |
| Total loans | 179,664,000 | 179,108,000 | 182,520,000 | 180,578,000 |
| Allowance for loan losses | 1,275,000 | 1,285,000 | 1,235,000 | 1,216,000 |
| Securities available for sale | 48,166,000 | 44,968,000 | 43,615,000 | 44,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,760,000 | 222,134,000 | 219,861,000 | 219,336,000 |
| Interest-bearing deposits | 151,659,000 | 148,503,000 | 148,398,000 | 153,366,000 |
| Noninterest-bearing deposits | 72,101,000 | 73,631,000 | 71,463,000 | 65,970,000 |
| Equity capital | 23,825,000 | 24,606,000 | 25,488,000 | 26,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,040,000 | 6,124,000 | 9,208,000 | 12,350,000 |
| Interest expense | 513,000 | 1,036,000 | 1,569,000 | 2,097,000 |
| Net interest income | 2,527,000 | 5,088,000 | 7,639,000 | 10,253,000 |
| Noninterest income | 425,000 | 786,000 | 1,195,000 | 1,662,000 |
| Noninterest expense | 2,037,000 | 4,020,000 | 5,878,000 | 7,937,000 |
| Provision for loan losses | 175,000 | 199,000 | 199,000 | 199,000 |
| Pretax income | 740,000 | 1,655,000 | 2,757,000 | 3,779,000 |
| Income tax | 148,000 | 329,000 | 550,000 | 734,000 |
| Net income | 592,000 | 1,326,000 | 2,207,000 | 3,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,994,000 | 24,728,000 | 25,609,000 | 26,323,000 |
| Total capital | 25,269,000 | 26,013,000 | 26,844,000 | 27,539,000 |
| Risk-weighted assets | 174,871,000 | 156,852,000 | 180,292,000 | 166,113,000 |