Call reports 2017
UNION BANK, THE — 2017
What UNION BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 269,661,000 | 264,313,000 | 264,347,000 | 271,227,000 |
| Total loans | 178,806,000 | 182,027,000 | 185,246,000 | 180,929,000 |
| Allowance for loan losses | 1,112,000 | 1,137,000 | 1,231,000 | 1,140,000 |
| Securities available for sale | 42,350,000 | 39,789,000 | 39,084,000 | 40,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,474,000 | 214,505,000 | 214,080,000 | 224,528,000 |
| Interest-bearing deposits | 145,531,000 | 152,127,000 | 150,725,000 | 158,348,000 |
| Noninterest-bearing deposits | 54,943,000 | 62,378,000 | 63,355,000 | 66,180,000 |
| Equity capital | 25,539,000 | 25,944,000 | 26,413,000 | 23,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,048,000 | 5,881,000 | 8,987,000 | 12,097,000 |
| Interest expense | 480,000 | 988,000 | 1,507,000 | 2,022,000 |
| Net interest income | 2,568,000 | 4,893,000 | 7,480,000 | 10,075,000 |
| Noninterest income | 378,000 | 764,000 | 1,187,000 | 1,595,000 |
| Noninterest expense | 1,937,000 | 3,950,000 | 5,828,000 | 7,902,000 |
| Provision for loan losses | 0 | 77,000 | 301,000 | 334,000 |
| Pretax income | 1,009,000 | 1,630,000 | 2,538,000 | 3,434,000 |
| Income tax | 250,000 | 530,000 | 910,000 | 670,000 |
| Net income | 759,000 | 1,100,000 | 1,628,000 | 2,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,571,000 | 25,912,000 | 26,378,000 | 23,402,000 |
| Total capital | 26,683,000 | 27,049,000 | 27,609,000 | 24,542,000 |
| Risk-weighted assets | 161,557,000 | 165,401,000 | 179,523,000 | 165,991,000 |