Call reports 2016
UNION BANK, THE — 2016
What UNION BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 249,155,000 | 248,586,000 | 251,177,000 | 272,838,000 |
| Total loans | 166,038,000 | 168,146,000 | 171,713,000 | 180,422,000 |
| Allowance for loan losses | 1,007,000 | 1,077,000 | 1,058,000 | 1,119,000 |
| Securities available for sale | 39,905,000 | 38,646,000 | 37,735,000 | 43,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,515,000 | 189,871,000 | 194,724,000 | 202,091,000 |
| Interest-bearing deposits | 142,734,000 | 142,591,000 | 142,569,000 | 150,942,000 |
| Noninterest-bearing deposits | 49,781,000 | 47,280,000 | 52,155,000 | 51,149,000 |
| Equity capital | 24,160,000 | 24,836,000 | 24,792,000 | 25,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,768,000 | 5,522,000 | 8,339,000 | 11,415,000 |
| Interest expense | 458,000 | 932,000 | 1,390,000 | 1,860,000 |
| Net interest income | 2,310,000 | 4,590,000 | 6,949,000 | 9,555,000 |
| Noninterest income | 556,000 | 1,011,000 | 1,304,000 | 1,733,000 |
| Noninterest expense | 1,689,000 | 3,491,000 | 5,446,000 | 7,427,000 |
| Provision for loan losses | 291,000 | 640,000 | 694,000 | 790,000 |
| Pretax income | 886,000 | 1,492,000 | 2,135,000 | 3,093,000 |
| Income tax | 0 | 0 | 21,000 | 262,000 |
| Net income | 886,000 | 1,492,000 | 2,114,000 | 2,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,092,000 | 24,698,000 | 24,697,000 | 25,291,000 |
| Total capital | 25,099,000 | 25,775,000 | 25,755,000 | 26,410,000 |
| Risk-weighted assets | 184,737,000 | 184,638,000 | 186,170,000 | 198,776,000 |